I recently held a webinar which explains how to integrate life insurance with your financial goals – something that should be of interest to property investors, businessowners, salaried people, and the self-employed. You may now be thinking: How can life insurance assist with financial goals?..
Read ArticleAs an insurance adviser and a property investor, I’ve often felt like a circus performer, juggling every dollar amidst soaring interest rates. Life's unpredictability remains the one constant through it all.The ACC Reality CheckMany perceive the Accident Compensation Corporation (ACC) as a beacon. However, contrary..
Read ArticleNo matter what business you are in (property investment, self-employed, salaried, or retired), health insurance should be part of your risk mitigation strategy. Consider this question: How much would you pay to live for an extra year? If you are diagnosed with serious illness, the..
Read ArticleIf you are in business, have debt, or need to work to earn an income, you probably already know it’s a good idea to have risk nsurance (health, life, trauma, income protection etc.). What you possibly don’t know, is that you are likely entitled to..
Read ArticleWith the Government earthquake levy increasing by 60% on 1 October 2022, escalating rebuild values, and insurers adjusting their premiums, it’s a good time to check your house insurance. Here’s the low-down and some tools to help you. In recent years we have seen significant..
Read ArticleMany people who have bought an investment property over the past 12 months have been forced to buy a new build due to the government’s current rules:• Healthy Home requirements• Lower LVR for new builds (20% deposit rather than the 40% required for second-hand properties) • The ability to claim..
Read ArticleThere have been many changes to legislation affecting property investors over the past 4½ years. We have had:• Healthy Homes Standards• Loan-to-value ratio (LVR) changes• Requirement for heat pumps• Loss of claiming interest as an expense How have property investors reacted and what has happened? Before I..
Read Article"Should I sell, or should I wait till the property is worth more?" "I really wanted $20k more. Should I accept this final offer?" "I'd lose $20k on my trade if I sell for that, what should I do?" These are questions that investors, traders and homeowners are..
Read ArticleLast month I received some great questions in my 'Ask Mark' series on Property Ventures’ Facebook page (propertyventuresnz). One of them was a very important "back to basics" question: What factors do you take into account to consider a property to be good for investment?..
Read ArticleI found Matthew Gilligan’s Property 101 and Tax Structures 101 to be superb books for the following reasons: 1. They contain a wealth of information about property investing and related tax matters; 2. The commentary is very rounded and balanced; 3. They are filled with financially savvy practical tips and red flag warnings; and 4. The relatively informal style, use of short case studies and anecdotes to illustrate points, and the clarity of presentation make the books very reader friendly. The above combine to make two books that are educational, thought provoking and inspiring. I only wish I had access to this information much earlier. - Geoff W - April 2016
Gilligan Rowe and Associates is a chartered accounting firm specialising in property, asset planning, legal structures, taxation and compliance.
We help new, small and medium property investors become long-term successful investors through our education programmes and property portfolio planning advice. With our deep knowledge and experience, we have assisted hundreds of clients build wealth through property investment.
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