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Impact of Debt-to-Income Restrictions

by Matthew Gilligan 26 Jan 24

This week the Reserve Bank of New Zealand (RBNZ) announced their proposal to introduce debt-to-income (DTI) restrictions (also known as debt serviceability restrictions or DSRs) on home lending. Being in practice as chartered accounts specialising in property, GRA are in a good position to read sentiment..

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  Should you invest in this market?

by Matthew Gilligan 25 Jan 24

In November 2023, I was interviewed by Blandon Leung of MortgageHQ.We discussed my journey into property investment, common challenges faced by investors, my investment philosophies, and my predictions for the 2024 property market. You can watch the video below..

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We were about to subdivide our section and needed property tax advice. Googled "who's any good" and GRA were in the top 3 on a few sites that recommended providers. We worked with Anthony Lipscombe. Very easy to deal with, comprehensive chat/ conversation that led to a written report by Anthony where his thinking was sharp, clearly communicated, coming at aspects from multiple points of view. i.e. he took time to make sure the reader (my wife and I) completely understood (in plain English) what he was saying. Highly recommended.


- Jason C, October 2023

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