Are you looking for an accountant that does more than bean counting? Then don’t call anyone else before you try Gilligan Rowe & Associates.
We offer a free initial consultation to new clients - book yours today by phoning +64 (9) 522 7955 or by filling out our online form. Appointments can be held either in our office or by phone/Zoom, where we will discuss your tax and legal structures to legally reduce tax, protect your assets, and review your situation generally.
Accounting Services with a Difference
Gilligan Rowe & Associates have earned the reputation of being New Zealand’s foremost property accountants. We could talk non-stop about how good we are at what we do and how we can save you tax, but if we couldn’t actually deliver I’m sure you would agree we wouldn’t be in business.
What makes Gilligan Rowe & Associates so unique is that we are able to combine both tax (accounting) and asset planning (structures, trusts, asset protection) under the same roof without you having to involve a separate accountant and solicitor. We are able to manage everything and make sure you receive the best of both worlds – asset protection and reduced tax. So go ahead and request your free initial consultation with one of our senior consultants today.
We are an accounting firm like no other in that we are proactive in our approach to the property market. Not only do we do the normal accounting things like tax returns and financial accounts, but we run up-to-date property seminars monthly as well as our Property School course. We present at many seminars and workshops throughout the country on property, tax and structures, along with commentary on what is happening in the market right now. To find out when our next event is, go to our Events webpage.
GRA specialise in property accounting - buy-to-hold, trading, development, residential and commercial - but also are committed to small, medium and large businesses throughout New Zealand that are turning over from $5,000 up to our largest client with $100m+ turnover. To find out more, go to GRA property accounting or GRA business accounting.
GRA are committed to our accounting clients not only to help you reduce your tax but to help you protect your personal assets. Asset planning ensures taxation, estate planning and asset protection are all dealt with together. To make sure you have the best tax and asset protection requires an understanding of your affairs as well as your long-term goals. This involves a taxation and legal analysis to help put you in the best position to increase your net worth while adding protection in the right place. To find out more go to asset planning and structures.
Most accountants work for the IRD and then the client. We do it differently - we work for you first, then the IRD. This may sound strange but we think outside the box (legally) and make sure we have your best interests at heart as well as meeting your IRD obligations. Tax obligations are a given but we think it’s fair to first review the issue, form a view on your position (are IRD right?), then arrange a strategy to resolve the problem. It is imperative that we make sure we get all the facts first before jumping the gun.
Once you come on board as an accounting client, you are allocated to your Client Services Manager (senior accountant and tax adviser). Talking with them and staying in touch is all part of the service at no extra cost. So don’t spend time worrying about how much it’s going to cost to answer your tax or structure question - just give them a call. It’s all part of our service to you.
New Zealand tax is complex enough without you having to understand the tax rules for when you are returning home, moving to New Zealand from another country, or departing to live outside New Zealand. GRA have the accounting expertise to ensure you get the best New Zealand tax and structure advice. We have a specialist department which can deal with these issues on a daily basis, so contact us now or go to GRA expats to find out more. Let GRA take the stress out of tax and legal structures when moving internationally.
To learn more about Gilligan Rowe and Associates and what we can do for you, request your free initial consultation with a no-obligation quotation, or enjoy our other informative pages below:
Investing in residential property?
If you're investing in residential property, seeking to maximise your ability to succeed and minimise risk, then this is a 'must read'.
Matthew Gilligan provides a fresh look at residential property investment from an experienced investor’s viewpoint. Written in easy to understand language and including many case studies, Matthew explains the ins and outs of successful property investment.
Meet with one of our senior property consultants to discuss your long-term plans for property investment and formulate a strategy for achieving them.
We offer both online and in-classroom education to help you move forward with your property investing.
Wealth Suite is a powerful online learning, analysis, planning and forecasting resource. There are four key components, and you can choose to use one, some or all of them.
• Cash flow analysis for home, property and business • Overview of total equity, debt and market value of assets • Analysis of home expenses and income
• Set retirement goals. • Analyse when you will be able to retire based on your current path. • Input 'what if' scenarios and see how they impact when you will reach your goals (e.g. what if I buy two investment properties in the next five years?)
Property analysis calculators for current and future investments, including: • Trade (flip) • Buy-to-hold• Subdivision• Land banking• Houses of multiple occupancy (HMOs).• Due diligence tool
Videos, articles and quizzes related to
property taxation, and asset protection
to further your education
If you are new to Gilligan Rowe & Associates, we can offer you a free initial meeting with a senior consultant to review your current structure and discuss your accounting needs. In this meeting we will discuss ways to optimise tax and protect your assets so you are in the best position going forward.
Written by GRA managing director Matthew Gilligan, we offer two books:
If you want to know how to invest in residential property in a way that maximises your chances of success and minimises risk, this is the right book for you.
Matthew Gilligan provides a fresh look at residential property investment from an experienced investor’s vi..... More
Interested in paying less tax, property investment structures, trusts and protecting your assets? This is the right book to read.
Try asking two lawyers and two accountants "How should I own my property and business assets?" You will likely get four different ans..... More
Insurance is a necessary part of mitigating risk – both for your properties and for yourself personally. GRA recommend these insurance providers. Contact them to find out more and to get no-obligation quotes.
Learn more and get an instant quote
For a free risk assessment visit www.riskdirect.co.nz

Steve Goodey & Matt Gilligan Talk Strategy, June 2026
With Salesh Chand and Kris Pedersen, March 2026
With Salesh Chand December 2025
With Salesh Chand & Kris Pedersen
With Salesh Chand - Oct 2025
With Salesh Chand - July 2025
With Salesh Chand, June 2025
with Matthew Gilligan and Tony Alexander
How to use residential property to help provide for retirement
With Matthew Gilligan and Steve Goodey, March 2025
Webinar with Matthew Gilligan and Kirsty Merriman. Nov 2024
With Matthew Gilligan and Steve Goodey August 2024
Market insights with Matthew Gilligan, Kris Pedersen, Anthony Lipscombe, and Tony Alexander - June 2024
Blandon Leung of MortgageHQ interviews Matthew Gilligan, May 2024
Webinar with Matthew Gilligan and Steve Goodey, February 2024
Ryan Melton of NZ Business Owners Podcast interviews Matthew Gilligan
Blandon Leung of MortgageHQ interviews Matthew Gilligan, November 2023
Matthew Gilligan interviews National’s Paul Goldsmith and Chris Bishop about National’s proposed policies, September 2023
Preparing for the end of the financial year, March 2023
Tax Changes & Property Market Update 27 Oct 2021 Webinar
Matthew interviews David Seymour, April 7 2021
Impact of Bright-line & Interest Deductibility Changes, March 2021
Webinar with John Rowe August 2020
The importance of good property education
Discover how to start and succeed in property investing
Arrange to meet in-person or online to discuss your affairs
With respect to the various resources available from our website, neither Gilligan Rowe & Associates LP (“GRA”), nor its owners nor any of its employees, make any warranty, express or implied, including warranties of merchantability and fitness for a particular purpose, or assume any legal liability or responsibility for the accuracy, completeness, or usefulness of any information, product, or process. GRA will not be liable for any problems or damages of any kind experienced by users of GRA’s online materials, resources or tools. The information and resources from or through this site are provided “as is,” “as available,” and all warranties express or implied, are disclaimed. The information or tools may contain errors, problems or other limitations. Our sole and entire maximum liability for inaccurate information, for any reason, and the user's sole and exclusive remedy shall be limited to the amount paid for the information, tool or other resource (if any). GRA are not liable for any indirect, special, incidental or consequential damages whatsoever.